Get an INSTANT QUOTE for Term Insurance

Term Life Insurance is the lowest cost and simplest product available. Term Life Insurance is a life insurance contract that provides protection for a limited number of years. The death benefit is only payable if death occurs during the agreed upon term. If the insured survives the time period, the policy expires. This means it has no cash value. However, some policies have a convertible feature permitting a policy owner to exchange a term policy for a cash value policy without evidence of insurability. Term is basically designed to provide a maximum amount of protection for a temporary period of time