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Group health policies typically cover treatment of illness, disease, and accidents, including doctor's visits,prescriptions,diagnostics(e.g. x-rays, blood tests), hospitalization, surgery and emergency services. Maternity care is also covered by most policies. Preventive care may or may not be covered in a basic policy, This will depend on the type of plan. The are optional coverage plans that can be added such as routinevision, and dental care, mental health care or chiropractor services. Most policies will not cover elective cosmetic surgery, experimental procedures, or work related injuries covered by workers compensation insurance.

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